All FAQs

Why do I need a Ham Radio License?

Amateur Radio is regulated by the Federal Communications Commission (FCC) under the Communications Act of 1934. It is also subject to numerous international agreements. All Amateur Radio operators must be licensed. In the U.S., there are three license classes. The higher the class of license, the more frequencies are available. Earning each higher class license requires passing a more difficult examination. Although regulated by the FCC, license exams are given by volunteer groups of Amateur Radio operators. Operating under organizations called Volunteer Examiner Coordinators, volunteers administer and grade tests and report results to the FCC, which then issues the license. U.S. licenses are good for 10 years before renewal, and anyone may hold one except a representative of a foreign government.

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*Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.

** **Availability of terms may vary based on purchase price and/or product. Down payment may be required. Example payment is based on the listed product prices assuming a 24 month term loan and a 9.99% APR. Subject to approval of credit application. Rates range from 0% to 29.99% APR. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.